Who can help me improve my credit report?
April 11th, 2010 by admin
I just ran my credit report and there are several hits on it to say the least. Is it better to call the collection agencies directly and work out payment arrangements or should I contact a credit consolidator? And what is the best credit consolidator?
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Depends on the dollar amounts of the debts you owe.
If it is relatively small, then you want to work with the collection agencies on a case-by-case basis.
All communication to the collection agencies should be in writing. DO NOT handle this matter via the telephone.
It wouldn’t hurt to contact the local Consumer Credit Counseling Center to get a better assessment to how to approach your delinquent debts as well.