Information to help you qualify for credit
I recently paid an old debt of $900 and I am now debt-free. However, my credit score is only 550 due to financial problems over the past few years. I really need to build my credit so I can buy a car soon. I would rather not get a credit card to build my credit. [...]
I have a credit card that I never use. How does this account affect my credit score? Does it just show on my credit report as an open account in good standing or does it not show up at all since it’s not being used? Would I be better off closing his account? Related Credit [...]
I want to apply for a credit card that starts out with a minimum credit line of $300. This would be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. Is this a good thing or a bad thing to do? Can someone give me [...]
I recently opened a new credit card and then my fico score dropped 50 points shortly afterward. How long will it take for my credit score to recover from opening a new account and regain those 50 points? Related Credit Issues Components Affecting The FICO Score Model. « When Problems Get Solved Low Credit Score [...]
I am a college student and I would like to get a credit card for emergency purposes like unexpected car repairs and things like that. I have two store credit cards, which I always pay in full before the due date, and I have an excellent credit score because of those accounts. I am looking [...]
I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my credit report online for free with out using a credit card? Related Credit Issues PI Newswire :: Federal Bill Seeks To Ban Credit Report Checks for … [...]
Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or [...]
How visible is your credit card info online? Find out the answers and more on JustAskGemalto.com!! Related Credit Issues Travel agent takes hit for fraudulent credit card booking — is … Citibank Platinum Credit Card Payment Online
Say you are in good standing, never late. always pay the balance. but you have too many credit cards. So when you cancel that credit card, what happens to your credit score? Does the credit limit you had for that card get erased from the records after all those years of building the credit limit [...]
I have an offer from a credit card co with a low interest rate, 2% lower than my home equity loan interest. I would love to get rid of the horrible 8.75% home loan interest on ,000. What to do? Related Credit Issues Home Equity Loans as wall wall street street wall street a Source [...]
Rep. Peter Welch (D-Vt.) joined a group of convenience store owners as they delivered two million signatures from customers urging Congress to put an end to unfair credit and debit card swipe fees. At a Capitol Hill press conference, Welch and Rep. Bill Shuster (R-Penn.) called on their fellow lawmakers to support legislation they wrote, [...]
I have two credit cards, but I would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some [...]
When I activated my credit card they asked me to verify the make and model of my car. How do they know, it is a different company and my credit report doesn’t have this information. How can I see the credit report they see that has the make and model of my car? Related Credit [...]
I just turned eighteen at the end of February, so I have limited credit history. I was wondering what credit card is used for building credit and would be the best choice for a person getting they’re first credit card and with no credit history.
What is in a credit score? www.scorechicago.org An excerpt of an interview with Mark E Goodman and Matthew Sapaula, financial planner on CAN TV21 Hotline show recorded March 2, 2010. In this segment, Mark and Matt discuss your credit score. How do credit score companies keep your information. Whats involved in the process? You can [...]
You will recall this TV commercial from recent past but with a funny twist!
I have only have one revolving credit card, and I have a very high credit score. Because of this overall score they subsequently increase my credit line, even though I don’t ask for or use this revolving line of credit. Question? I have been told if you ask for a credit line decrease they lower [...]
I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have [...]
Think you’ve got it bad with the fees your credit card charges you? Well try this: $247 up-front, for a $300 credit line… And that’s not the worst of it! Related Credit Issues
I have decent credit (my credit score is 700) but I had canceled all my cards when trying to get out of debt. I am now free of all unsecured debt but I need to have a card so in the future I won’t be hurt by having no credit. I’m thinking I want a [...]
Ahead of its time this is a cartoon animation that’s been up on the web since 2006 and is all about the credit crunch crisis. Credit card spending and loans from banks are in their trillions of dollars and something has to give. We no longer spend what we have earned, we spend what we [...]
OK, I’ve never really understood the whole credit thing and I don’t know if I have bad credit or no credit, but I can’t seem to get a credit card from anywhere to even build credit. Where is the best place to check out my credit report safely and help me understand in layman’s terms [...]
I have a credit score of 700 and I want another credit card. I was thinking about citi bank or bank of america. Which one should I get? I only have one other credit card. I want a credit card that reports to the 3 credit bureaus every month. Does anyone have either one of [...]
Financial Contributor Vera Gibbons spoke with Maggie Rodriguez about secret credit card company rate hikes. Related Credit Issues
I’m getting a credit card soon and I don’t know anything about them. Please tell me all you know about credit cards, how they work, which ones you think are the best, your experiences. I’m really nervous about it. Related Credit Issues
I am an 18 year old student looking to establish credit. I know all the responsibilities of having a credit card, I’m just wondering if it would be acceptable for me to call a credit card company and ask them to give me a credit card. I can do that, correct? Related Credit Issues
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