Information to help you qualify for credit
We all have credit reports and credit scores. What or who determines your score? Is it based on your payments and good credit/bad credit history? Is it computer generated or does an actual person go in and make that determination? Related Credit Issues
A few delinquent accounts on my credit report will pass the seven year mark in a few months. I have heard that seven years is the limit for these to stay on your credit report, is this true? Also, will they be removed from my report automatically or do I need to do something once [...]
www.shortwayto.com – Learn about the secret Credit Report Repair System. You can instantly delete Inquiries, Charge-Offs, Late Payments and Judgments From Credit Reports using an effective credit repair System that nearly every credit repair agency has kept completely secret for years.. Until now. Related Credit Issues
I have a credit card that I never use. How does this account affect my credit score? Does it just show on my credit report as an open account in good standing or does it not show up at all since it’s not being used? Would I be better off closing his account? Related Credit [...]
I would like to settle a closed credit card account that has been charged off and bought out by a collection agency. The collection agency is offering me a discount if I pay the account in full. If I do this, will my credit report eventually show this account closed and paid off like the [...]
I would like to know what a credit report will look like after filing chapter 7 bankruptcy. Does it show all your accounts along with the balances just with discharged on each, or is your credit report simply blank with just the bankruptcy on it? Related Credit Issues How long after filing Chapter 7 Bankruptcy [...]
I have a good credit score but I have unpaid collection accounts on my credit report. Would a lender expect me to pay those before approving me for a mortgage? Will they really care about what is on my credit report as long as my credit score is high? Related Credit Issues Collection of Judgment [...]
I have been paying down the balances on my credit card accounts for some time now but the changes have not shown up on my credit report. I have not looked at my credit report, I am relying on a service I have that alerts me when my scores go up or down or if [...]
I know that I can get my free credit report once a year, but there are 3 different reporting agencies to chose from. Which of those agencies is most accurate, and gives the most information? I want one to show all the negative things that I might have so I can fix them. Related Credit [...]
I no longer have a credit card and every site I go to asks me to purchase my credit report. Is there anyway that I can get my credit report online for free with out using a credit card? Related Credit Issues PI Newswire :: Federal Bill Seeks To Ban Credit Report Checks for … [...]
There are a few items which have been reaged by a collections agency and they cannot do that. The SOL has passed and they should be removed from my credit report. Also, when you view your credit report where is the "date of last activity"? All I see is the open date and last reported [...]
I received my credit report today and it shows that my total credit amount is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit/max balance and that all of my credit cards hadn’t been reported for the past three months. Is there an [...]
Not sure how to get your free credit report? There are a lot of websites out there that are charging you and putting you on continuing service agreement just to access to your credit report. You don’t have to pay anyone to get your credit report! You can get it online at www.annualcreditreport.com. You can [...]
When I activated my credit card they asked me to verify the make and model of my car. How do they know, it is a different company and my credit report doesn’t have this information. How can I see the credit report they see that has the make and model of my car? Related Credit [...]
What is in a credit score? www.scorechicago.org An excerpt of an interview with Mark E Goodman and Matthew Sapaula, financial planner on CAN TV21 Hotline show recorded March 2, 2010. In this segment, Mark and Matt discuss your credit score. How do credit score companies keep your information. Whats involved in the process? You can [...]
I have mostly hospital bills on my report but I also have some other things on there too (just five). When they get paid off, how long does it take for the company to remove it off your credit report? Is there someway for me to consolidate my credit report, pay it off and then [...]
This video shows you how to read the basic information on your credit report and what you need to do if you find errors on your report.
OK, I’ve never really understood the whole credit thing and I don’t know if I have bad credit or no credit, but I can’t seem to get a credit card from anywhere to even build credit. Where is the best place to check out my credit report safely and help me understand in layman’s terms [...]
I just found out I have a collection on my credit report. I have no idea what it is or anything. I have to wait until tomorrow and call them before noon. What would happen if I paid that? Will it lower my credit score or will it go up a little? Related Credit Issues [...]
Attorney David Szwak Explains How A Credit Report Is Compiled And The Score Determined. He Also Explains The Inaccuracies Of The Reports. Related Credit Issues
I’m 21 years old and I need a better credit score. I have a lot of negative items on my credit report, what’s the best way of getting these removed quickly? If i write a letter to the creditors explaining whyIi didn’t make a payment will they remove it? Related Credit Issues
I have 2 credit cards on my credit report that I’ve never used. I’ve heard that the less credit you have available the higher your score will be (less cards/credit to max out on). But I’ve also heard that if you close accounts it lowers your score. Should I close them? Related Credit Issues Which [...]
I just ran my credit report and there are several hits on it to say the least. Is it better to call the collection agencies directly and work out payment arrangements or should I contact a credit consolidator? And what is the best credit consolidator? Related Credit Issues How to Get Your Free Credit Report [...]
You are currently browsing the Qualify For Credit weblog archives for 'Credit Report' tag.
Longer entries are truncated. Click the headline of an entry to read it in its entirety.