Information to help you qualify for credit
My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the absence of installment loans will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score [...]
I have a credit score of 700 and I want another credit card. I was thinking about citi bank or bank of america. Which one should I get? I only have one other credit card. I want a credit card that reports to the 3 credit bureaus every month. Does anyone have either one of [...]
I owe $2,654 but the lady said if I pay $1,900 for a settlement she would say it was paid in full, but my question is; will my credit score go back up once I paid the full amount? Related Credit Issues
I just found out I have a collection on my credit report. I have no idea what it is or anything. I have to wait until tomorrow and call them before noon. What would happen if I paid that? Will it lower my credit score or will it go up a little? Related Credit Issues [...]
My credit score is 615 and I’m trying really hard to get a motorcycle or a loan for one. Could somebody help me with a site or somewhere I can go? Please, no answers about how I should pay my bills on time to get better credit, I’m a college student and I have no [...]
Trying to increase your credit score? Here are the 3 best ways to improve your credit score. Related Credit Issues
Attorney David Szwak Explains How A Credit Report Is Compiled And The Score Determined. He Also Explains The Inaccuracies Of The Reports. Related Credit Issues
Credit Score – 5 Factors that influence your score Related Credit Issues Need Help And Tips About Credit Score – Find Them Here « Custom Hats If I was to pay off all my credit, will my credit score improve … Cards Bad Credit | Improve Your Credit Score | New Bad Credit Loan
I have a visa credit card with a credit limit of $15K and an Amex card with a credit limit of $10K. I spend about $3k total on the two cards each month. I pay the balance every month before the due date (no finance charges). I don’t have any other loans or debts. My [...]
How much will my credit score increase if I were to pay off 50% of my credit cards within a 2 month time frame? My current credit score is 568 and I’m hoping to increase it to 700 I’m planning on getting a car by the summer and I want a great credit score… Related [...]
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