Information to help you qualify for credit
I got pre-qualified for a home loan and my credit and debt to income ratios are good according to my realtor. How often do you see a pre qual that gets denied, I’m just worried because I know how today’s economy is (although it is getting better). I am applying for an FHA loan Related [...]
We are buying a home from my mother. She is giving us the equity in the home as a gift. Can we get a loan on that equity at the same time as we get our home loan, or do we have to wait? If we have to wait, how long? Related Credit Issues 9 [...]
My husband and I are looking into a home equity loan or refinancing our existing home loan. We own a doublewide on 4 1/2 acres that has been converted to real property. Which is better? A home equity loan, or refinance our existing loan? Where do we start? What should we know? And what should [...]
The home loan is in her name but the home title is in our joint names. Can she take a home equity loan without my consent? Related Credit Issues Tips To Obtain A Suitable Home Loan « Bloggerish Way of … Can you refinance your home loans even though your house is worth … How [...]
We are current on our home loan but our work has slowed considerably and we don’t foresee being able to make our mortgage payments in the near future. Our loan is through Bank of America. Has anyone been able to qualify for a Loan Modification that has been in the same position? Any guidance would [...]
We filed bankruptcy in October 2007 due to a business closing. All of our personal debts, including our current mortgage and cars, were kept and no payments were missed. We plan to put 15-20% down. We are in FL. Joint income is currently about 100k. Related Credit Issues
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