Information to help you qualify for credit
This is a humorous video about the difference between bank loan officers and Licensed Mortgage Professionals, but the message is serious. Watch this before you decide who to work with to get a mortgage. Related Credit Issues Online NMLS-approved SAFE Act New York Mortgage Continuing … Bank of America launches loan modifications for military – [...]
I would like to purchase a home so need a loan of $100k. I am in college, I have no debt, I pay all my bills on time and I have a good steady job but I still haven’t been able to qualify for a mortgage. I know some people who can’t even afford it [...]
If you make more money this year than last year, will that affect the amount you qualify for on a mortgage? I know that lenders look at your tax return from previous years to determine your income, but I am making more this year. Will the mortgage amount that I can qualify for be be [...]
I want to buy a home but I am not sure what size mortgage I could get. I make $40K/year and have no outstanding debt. The only bills I have now are rent and utilities. My credit score is pretty good (around 680+). About how much will I be able to qualify for? Related Credit [...]
I’m looking for information about getting pre-approved for a mortgage (I have excellent credit) and how to lock in the best possible interest rate. Does the lender who you get pre-approved with affect your final rate? Should I get pre-approved through more than one lender? Nine years ago, we were pre-approved for a home but [...]
I want to know if I would be approved for a $300,000 loan. My credit score is around 650-675, I earn $5700 gross and take home $4250 monthly. I pay $365 per month in credit card debt and $235 in student loans. I am a first time home buyer and have a very small amount [...]
I have a good credit score but I have unpaid collection accounts on my credit report. Would a lender expect me to pay those before approving me for a mortgage? Will they really care about what is on my credit report as long as my credit score is high? Related Credit Issues Collection of Judgment [...]
I am having a home foreclosed on and would like to know if a lender would give me a mortgage? Related Credit Issues Cuomo Enters the Mortgage Fray, Finally – The Curious Capitalist …
I am not talking about a great interest rate loan, but just baseline, what credit score do I need to qualify for a loan at all? Due to some student loan troubles over the last 12 months, my credit score plummeted into the 500s (from around 700), but I make 6 figures with minimal debt [...]
I am looking for QUALITY insurance to cover my mortgage in case I get laid off. Is there such a thing and where can I find it? Related Credit Issues Blogging On Interest Rates, Economics & Business in New Zealand How To Pack A Self Storage Unit | Total Quality Assurance Service What type of [...]
I have 2 homes; one I live in the other my son rents and I am having a hard time making mortgage payments. The house is worth less than I owe and my son can’t make the payment of $1700 a month. I owe approximately $ 200,000. The home is in San Bernardino county California. [...]
Mortgage Loan Rate Comparison Related Credit Issues Learning About Arizona Home Mortgage Loan Rates | Smart Loan Shop Understanding The The Existing Commercial Mortgage Rate From … Sunday 02/28/10 Today's Current Mortgage Rates Update News …
I’ve been doing a lot of research in terms of qualifying for a home loan and can’t seem to find an answer to this. Many home loans require you to show a bank account statement of at least 3 months of savings. I unfortunately don’t have that but the monthly mortgage is not an issue. [...]
Attorney Negotiated Mortgage Loan Modification for Home Owners. Expert Advice on Real Estate and Finance. Avoid Foreclosure Scams and Fraud. Prevent Bankruptcy. Go To RealEstateMarketingThisWeek.com Part 5 (Excerpt) It is nice to have the financial advisers perspective on some of these things. So many people don’t have a financial adviser, so for thousands and thousands [...]
My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the absence of installment loans will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score [...]
Watch and listen as I call my credit card company and ask for a lower interest rate. Related Credit Issues
We filed bankruptcy in October 2007 due to a business closing. All of our personal debts, including our current mortgage and cars, were kept and no payments were missed. We plan to put 15-20% down. We are in FL. Joint income is currently about 100k. Related Credit Issues
Attorney Negotiated Mortgage Loan Modification for Home Owners. Expert Advice on Real Estate and Finance. Avoid Foreclosure Scams and Fraud. Prevent Bankruptcy. Go To RealEstateMarketingThisWeek.com Part 6 (Excerpt) Using Retirement Funds to pay your Mortgage is just a bad idea Get a Loan Modification So it doesnt matter if it is a 0000 property or [...]
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